Terms of Service

Last updated: 11/27/2025

1. Agreement to Terms

By accessing or using the FolioAI mobile application or website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Folio AI, Inc. provides an AI-powered platform that helps users capture, organize, and transform their spoken memories into written memoirs.

3. User Content & Ownership

You retain full ownership of all content (audio recordings, transcripts, and generated text) you create using FolioAI. By using our service, you grant Folio AI, Inc. a license to process your content solely for the purpose of providing the service to you. We do not sell your personal memories or data to third parties.

4. Privacy & Data Security

Your privacy is paramount. We implement industry-standard security measures to protect your personal information and content. Please review our Privacy Policy to understand how we collect, use, and protect your data.

5. AI Technology

Our service utilizes advanced artificial intelligence technologies to process audio and generate text. While we strive for accuracy, AI-generated content may occasionally contain errors. Users are encouraged to review and edit their memoirs.

6. Subscription & Payments

Certain features of FolioAI may require a subscription. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period.

7. Termination

We reserve the right to terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

8. Limitation of Liability

In no event shall Folio AI, Inc., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms, please contact us at support@folioapp.dev.